I had to switch insurers mid-way through the policy last year when I switched a bike, as the Hastings Direct underwriters hadn't got the new bike (Tracer 700) on their database. So I ended up with Devitt. Didn't get a penny back from Hastings, despite only using 7 months of their cover. Last year with Devitt was £189. This year is £252, including a £10 "renewal fee". WTF?
So I'm shopping around again, and who has the cheapest price? Hastings. At least they've heard of a Tracer 700 now!