On the basis of 100-150 members then MAG affiliation was around £1 a member and the insurance another £2 to £3 per person. If you include others costs such as the hosting etc then £5/year covers it. Which is what was being charged for the internet only membership.
Which takes me back to my earlier question, if we charge this, what incentive is there for people to pay, what do they get for their £5 ?
If people choose not to pay then that's fair enough they wont be covered and that's their problem, but we would need a core of around 100 to pay.
A quick bit of "Googling" brought up this link:
http://www.bikesure.co.uk/news.php?newsid=190An "off the shelf" PLI policy specifically for bike clubs from "£110 per year". Twelve events per year should cover things I'd have thought, but it can be tailored specifically for the club.
How about a system where an individual who turns up to an "official" TC club (need to define this, a gathering of more than 6 TC members, maybe?) pays £5 to cover club expenses and to ensure they're covered? An individual need only pay this fee once a year, subsequent "events" are "free", but you'll still need to sign an attendance register.
If you don't attend events, you only participate in the forums, for example, then you don't need any cover.
Clearly, someone in an "official" capacity will need to keep a register of the attendees and collect any fivers on behalf of the club, but this would be all the administration work required.
No doubt there is a more specific definition of "club event" in the insurance policy, but as this policy is tailored for smaller clubs, I'm assuming there wouldn't be too much paperwork required to cover our larger get togethers.
Thoughts?
BTW, interesting to see in the Bikesure blurb that not many organisers of large events have PLI to cover club stands, etc. Were we covered at the Uttoxeter show or was it just assumed we were?
Simon
