Author Topic: INSURANCE  (Read 2134 times)

Jez F

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INSURANCE
« on: January 22, 2009, 12:18:04 AM »
Saw an article in my local rag today, thought it may be of interest. This is the first I've heard of a new law that apparently will be coming in soon, although no dates were given in the piece. It will be an offence to not only drive a car without insurance (quite rightly) but also to KEEP an unlicensed car, even off road. No doubt this will apply to bikes as well as they have used the word 'vehicles' later in the text. £1000 fine and possibly seizure of vehicles. This will no doubt amuse the thieving scrotes who will nick a car or bike and end up trashing it or worse still killing somebody. I've got a couple of frames that are registered and sorned but there is no way they could used on the road, well not until I pull my finger out and finish building them into something, but according to the article I will have to insure them. Comments anybody?
 Jez

guest40

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Re: INSURANCE
« Reply #1 on: January 22, 2009, 05:54:04 AM »
MMMM interesting, I'm almost wondering if they mean 3rd party insurance... in case you hit a person even when offroad and on.
Its a system we use here in Aus. Some states require off road vehicles to be registered so the 3rd party ins can be administered. One can imagine the costs involved if a vehicle hit a kid and put him in hospital, it could cost you a house. This type of insurance does not cover collateral damage,only human casualties
 

Andy M

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Re: INSURANCE
« Reply #2 on: January 22, 2009, 08:11:05 AM »
This one just won't die! Up to early last year they were indeed going to basically require you to have road tax regardless of if you used the vehicle on the road or not. This was defeated by the simple practical application of the law. They wanted to control mini-moto's and stolen C90's used by the local kids. These were the exact people who'd ignore the law. The ones who couldn't ignore the law were the race teams. You can't register an F1 car or superbike for the simple reason it fails just about every part of C&U. This would be the end of GP etc. in the UK for no practical gain, so they dropped it.

Did the article mention the Whitehall clowns trying to resurect it or has some editor finally got round to reading his BMF info pack?

If they give exemtion to Bernie Ecclestones lot, you'll have to be able to get it for every sports club in the country. The more likely outcome IMHO will be that HM Gov simply start charging for SORN.

Andy

Jez F

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Re: INSURANCE
« Reply #3 on: January 22, 2009, 10:15:39 AM »
Hi Kurt,  I don't think they meant off-road as in unregistered racing/trials/scrambles vehicles, just those that are registered with the DVLA.I think they intend to charge for al those vehicles, even if they're up on bricks and can't be moved. How they are going to do it is another matter though. I made an enquiry a while back about insuring a special which at the time was just a frame and engine and was told that they wouldn't do it until the bike was completed and it would have to be on the household insurance as parts in storage.
 Jez

guest146

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Re: INSURANCE
« Reply #4 on: January 22, 2009, 05:23:29 PM »
Are you sure this dont just mean vehicles that should be on SORN. I cant see them being  able to make you pay licence for everything.

Ken

Andy M

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Re: INSURANCE
« Reply #5 on: January 22, 2009, 06:50:02 PM »
The original proposal was for everything that could theoretically be put into one of their vehicle classes. F1 cars, trials bikes, ride on lawn mowers, you name it, UK gov want to tax it  >:(

Andy

Steffan

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Re: INSURANCE
« Reply #6 on: January 22, 2009, 07:28:13 PM »
I heard yet another scotsman on R4 defending his portfolio on this one, anyway if your bike is sorned then no worries, if not you had better have a good reason. Sounds like a storm in a teacup.

Steffan

bullet350

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Re: INSURANCE
« Reply #7 on: January 23, 2009, 07:58:09 PM »

 this is just typical of the government.

 the country is more of less ruined (both financially and socially), but instead of doing something about it they're ensuring they can sting the average joe for £60 or so (assuming they have £60 spare after working every day).

 meanwhile those with no insurance/licence/tax/passport will get away with it cos their vehicles aren't registered to them.

 running a country isn't hard to do, its just a shame that anyone in power seems to have total contempt for the rest of us!

 rant over!

bullet350

 

robG

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Re: INSURANCE
« Reply #8 on: January 23, 2009, 11:03:58 PM »
WELL I WOULD LIKE TO ADD  >:( >:(................................

                               B****r !

Just fell off my soap box , back soon.........

Rob . ;)

Andy M

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Re: INSURANCE
« Reply #9 on: January 24, 2009, 07:50:12 AM »
That's the trouble with us Brits. The French would have a far easier solution: Take that C90 you were planning to do up but isn't registered into the Place de la Concorde and set it on fire along with anything else your thousand or so mates bring along  :-\

Andy

robG

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Re: INSURANCE
« Reply #10 on: January 24, 2009, 03:51:47 PM »
Anyone remember riders rights day ?

1987 , run to Hyde Park , thousands of bikes .

Rob .

Furry John

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Re: INSURANCE
« Reply #11 on: January 24, 2009, 04:37:59 PM »
1987 , run to Hyde Park , thousands of bikes .

You would be lucky to get a couple of bike there now, the area would be sealed off at the first sign of such "Terrorist Activity"

John
Here I go again!!

robG

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Re: INSURANCE
« Reply #12 on: January 24, 2009, 07:45:26 PM »
I'm trying to scan some photos of the day in question. However ,I may as well be trying to assemble and adjust a Velocette clutch ,blind folded . ;)

Stand by on that.

Rob .

Andy M

  • Posts: 1709
Re: INSURANCE
« Reply #13 on: January 25, 2009, 09:21:36 AM »
Anyone remember riders rights day ?

1987 , run to Hyde Park , thousands of bikes .

Rob .

Um, I was sort of 13 then. Did they allow push bikes on the run?  ;D

Andy

johnr

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Re: INSURANCE
« Reply #14 on: January 25, 2009, 10:34:55 PM »
anybody fancy going and reading the actual truth (clue, its not what everyone is saying about this law) or are we all happy to blindly believe what it says on 'tinterweb as absolute irrefutable fact? this is going to turn into the 2012 red arrows story all over again!!


"Exceptions for vehicles not used on a road or other public place

18. Section 144B(7)(a) of the Act authorises regulations for the purposes of prescribing documents to be furnished, or declarations to be made, by a keeper who is keeping the vehicle off road if s/he is to be excepted under Section 144B(5) from the Section 144A offence. Effectively, this Section deals with anyone claiming that s/he was not committing an offence because the vehicle was not being used or kept on a road or other public place at the relevant time.

The Department intends to make Regulations requiring anyone claiming this exception to have complied with the existing requirements for statutory off road notification (SORN) as specified in the Registration and Licensing Regulations.

The Department recognises that there are vehicles which do not currently fall within the requirements for SORN because they have not been used on the road and were last taxed before 31 January 1998, for example historic vehicles. We intend making provision for such vehicles to be excepted. They are not of course exempt from Section 143 of the Act which requires valid insurance to be in force if the vehicle is used on the road or other public place."


some of us hate to let the truth get in the way of a good old "theyre out to get us all" whinge!!!!


http://www.dft.gov.uk/consultations/open/motor/