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Club House => Chatter => Topic started by: gordy2169 on December 18, 2012, 11:09:11 PM

Title: no claims bike to car???
Post by: gordy2169 on December 18, 2012, 11:09:11 PM
been a biker all my life 33 now and never had interest in 4 wheels but now im thinking of taking my car test if after i pass do you know if as i have 7 years no claims on my bikes can i use that on a new car insurance ?
Title: Re: no claims bike to car???
Post by: Ian on December 19, 2012, 12:01:40 AM
Probably not.....but I think Carole Nash do a 6 wheel policy but I dont know if NCD is transferable between 2 and 4 wheels.


This one is going to get complicated....................
Title: Re: no claims bike to car???
Post by: gordy2169 on December 19, 2012, 12:10:54 AM
Probably not.....but I think Carole Nash do a 6 wheel policy but I dont know if NCD is transferable between 2 and 4 wheels.


This one is going to get complicated....................

lol yep

the way i see it if i sell my 350 clipper and buy a mv i still have my 7 years ncb so just cos my new car has 4 wheels why should i have to start with 0 ncb as i in myself have earned 7 years !!! but saying that i know how the dirty under handed bastards work !
Title: Re: no claims bike to car???
Post by: Steve Lake on December 19, 2012, 07:06:55 AM
It is normally the case that NCD is NOT transferrable.... though, it's a competative market, so you might find a sympathetic ear... Try Adrian Flux (they run Bikesure) I've always found them amenable.

Bear in mind.... have an incident for which a claim is made...on either type of vehicle... and it'll have to be declared to BOTH policy suppliers...and it'll fudge up BOTH NCD's..... how wonderful is that!!
Title: Re: no claims bike to car???
Post by: J.Y.Kelly on December 19, 2012, 12:18:34 PM
It is normally the case that NCD is NOT transferrable.... though, it's a competative market, so you might find a sympathetic ear... Try Adrian Flux (they run Bikesure) I've always found them amenable.

Bear in mind.... have an incident for which a claim is made...on either type of vehicle... and it'll have to be declared to BOTH policy suppliers...and it'll fudge up BOTH NCD's..... how wonderful is that!!
That's dead right. Heads they win, tails you lose. Insurance companies eh, don't you just love 'em?
Title: Re: no claims bike to car???
Post by: gordy2169 on December 19, 2012, 05:49:08 PM
Heads they win, tails you lose. Insurance companies eh, don't you just love 'em?

thats just as i thought i hate them but if you cant beat them !!!! i start a new job next month guess where? lol i might not need to worry  :P
Title: Re: no claims bike to car???
Post by: Steve Lake on December 19, 2012, 07:35:36 PM
i start a new job next month guess where? lol i might not need to worry  :P

All of a sudden you have lots of mates.... ;)
Title: Re: no claims bike to car???
Post by: gordy2169 on December 19, 2012, 07:57:05 PM
 ;D ;D :D :) ;D :D  ;)  8)
Title: Re: no claims bike to car???
Post by: gordy2169 on December 19, 2012, 08:00:37 PM
roll up roll up come on in to gordys cheap bike insurance imporium lol

i think im going in to the house and cont... but oce in then the old golden handshakes ect..
well i live in hope

Title: Re: no claims bike to car???
Post by: johnr on December 20, 2012, 07:01:45 PM
if you get a classic care, you an get classic insurance like i have on my bikes. my insurance is a classic bike policy, its fully comp and covers 2 bsas my bmw and 3 katanas, 180 quid fully comp. car policies for classics are cheap too. they dont give you an ncd every year, but theyre cheap enough to start  with and  fully comp will be cheaper than tpo on a modern car policy.
Title: Re: no claims bike to car???
Post by: 002 on December 20, 2012, 10:57:54 PM
Agree with the above......but bare in mind.
As happened to me recently got a 2000 Suzuki Jimny to go with my 1982 Land Rover.
Couldn't add the Jimny to my existing Policy as it was Classic so took out a new one for Jimny.
Despite having 8yrs NCB on the Landy and several years before that with a "Modern" car. I had to take out another policy and start from scratch without any NCB.
Luckily access to another 4 Wheeled vehicle(works van) went in my favour and I had some NCB on new policy,but with proof from employer of NCB.

Jethro
Title: Re: no claims bike to car???
Post by: gordy2169 on December 21, 2012, 12:15:16 PM
they get you every which way dont they! i think johns got the right idea so could i have say a 60's landy and my 50's oilfield on the same insurance ?
Title: Re: no claims bike to car???
Post by: gordy2169 on December 21, 2012, 12:21:53 PM
i already know the answer  but im being hopeful (or a tad naive) 
Title: Re: no claims bike to car???
Post by: johnr on December 21, 2012, 05:04:09 PM
try ringing some of the classic vehicle insurance brokers.
Title: Re: no claims bike to car???
Post by: gordy2169 on December 21, 2012, 07:29:40 PM
good point well made
Title: Re: no claims bike to car???
Post by: gordy2169 on December 22, 2012, 10:32:31 PM
so do i need to retake my theory and hazard ? common sense would tell me no as i been on the road for 17 years but knowing the money grabbing gov/dvla i will need to pay them to take test for things im already doing???? 
Title: Re: no claims bike to car???
Post by: Steve Lake on December 23, 2012, 07:45:22 AM
Bearing in mind the weather forecasts... wouldn't it be a smart move to flog all your road transport, and buy a houseboat???
Title: Re: no claims bike to car???
Post by: gordy2169 on December 26, 2012, 09:08:17 PM
i seem to remember someones list of vehicles including a 15ft with depth charges and a good sound system, just what you need after a (now late) apocalyptic flood!