"Garner's barrister Peter Caldwell said he had "fallen from grace" and suffered "serious mental health crises" as a result of what happened.
"He has been on medication," said Mr Caldwell.
"He is, in his own words, 'trying to deal with it'. There are acute episodes where he needs help."
He said Garner had not realised he was breaking the law, which was accepted by the prosecution.
"This was not a position where he knew of the restriction and nonetheless went and did what he did," said Mr Caldwell. "He didn't."
He said Garner had personally made £30,000 of payments to pension scheme members before he was made bankrupt.
"Your honour should understand he sincerely does convey his remorse to you and to others," said Mr Caldwell."
AND?
Make I spit!

Bill