Yes indeed. On another forum someone was extolling the virtues of PCP for new bikes. I did a quick check. Something like a RE Interceptor wanted about £1500 down payment, £90 or so a month for 3 years and then you either hand the bike back or pay another £4000+ to keep it. So that's costing near enough £5,000 just for having the thing!
Plus of course not having the delights(?) of tracking down these elusive faults and working out how to fix them. Sometimes preferable to riding......